When I take 100$ from Joe with the intention to return it later, Joe is the lender and I am a borrower. This act called Loan from my perspective. I loaned a money from Joe. Joe lent me 100$.
How this act called from Joe perspective?
When Joe gives me 100$ with the intention to get it back later, how is this called from Joes perspective? Is this also a Loan?
The OP's question asks what the act is from Joe's perspective, but from the comments I get that the noun is also wanted.
As far as the verb goes, Joe either lends or loans you the money.
lend verb
to grant the use of (something) on condition that it or its equivalent will be returned.
loan verb (used with object)
to make a loan of; lend: Will you loan me your umbrella?
to lend (money) at interest.
verb (used without object)
to make a loan or loans; lend.
The noun, what is being lent/borrowed is a loan from both persectives, a loan being money that both parties agree should be returned to the lender.
noun
the act of lending; a grant of the temporary use of something: the loan of a book.
something lent or furnished on condition of being returned, especially a sum of money lent at interest: a $1000 loan at 10 percent interest.
