I am not sure because there is more than one dollar, but when referring to the one million dollars only, would you use "it"?
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5Does this answer your question? "is" vs "are" when followed by a number. Also Should we use IS or Are with 'Fifty meters (is, are) the length of this pool.' etc? – FumbleFingers Jan 28 '21 at 14:14
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It depends on whether you are referring to the sum as a unit or as multiple units. – Lawrence Jan 28 '21 at 14:14
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1@Lawrence: Nobody says A million dollars are* a lot of money.* What possible context might you be thinking of? – FumbleFingers Jan 28 '21 at 14:15
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By the same token, you wouldn’t say “He has a million dollar”. So if they are talking about the number of dollars, it’s plural. If they’re talking about the number of ‘million dollars’ or about the whole thing as a sum, it’s singular. – Lawrence Jan 28 '21 at 14:20
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Look at it this way: Would you say 10 is a big number or are big? – Yosef Baskin Jan 28 '21 at 14:26
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@Yosef Baskin Not the best comparison; this could be mention vs use as in '10 is my favourite number'. '10 is a reasonable size for a clutch' works. – Edwin Ashworth Jan 28 '21 at 15:29
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A million dollars were minted last week. And half a million dimes. They will be transported to banks next week. – Edwin Ashworth Jan 28 '21 at 15:30